Frequently Asked Questions
Why is There a Fee? Aren't Most Consultations Free?
I have strong personal credit; may I have a business credit consultation instead?
Now, that I know my service fee; can I pay for the removal of each category (collections, credit inquiries, and public records/judgments) separately instead of at once.
What is your primary method of payment?
How long does credit repair take?
What will happen during the consultation?
How much do you charge?
Will I receive a refund if some negative items don’t come off?
I have 50 negative items reporting which includes bankruptcy, an eviction, and student loans in default. Can you still help me?
If I, (or a loved one), was incarcerated and never established credit. Can you help?
Our services are in high demand and we want to ensure that those who are the most committed to taking positive financial action receive our immediate attention. Therefore; we have set a fee to differentiate.
Yes, absolutely! However, the process will be different. Please contact us, via email, to learn the differences, as there are a series of steps necessary to successfully obtain business funding. Therefore, we will begin by viewing your personal credit profile to confirm readiness and check the legitimacy of your business.
Sure! You can dispute in sections. But, in most cases, we don’t recommend it because your profile will not improve as fast. Email us, to discuss your circumstance.
For personal credit, we calculate our formula by totaling your collections, credit inquiries, and public records/judgments. So, your fee is contingent upon the number of negative items reporting, per each category. For business funding we charge a flat fee pending approval of your credit profile.
Yes, we can! In fact, we love addressing, such cases, as it proves to my team and me that we are the warriors of this industry.
For your convenience, we have integrated booking and payments through our website.Click "Reserve Now" and follow the instructions.
Good credit repair should not exceed one year. However, you may see the bulk of improvements within six months depending on how many items you have reporting and the severity of each.
Select a 30-minute or a 60-minute consultation. You will call into our portal (with a pass code) to privately discuss your credit profile and develop a “debt removal” action plan.
No, you are paying for the disputing process and the time we’ve spent advocating, on your behalf, to the credit bureaus. However, please know that we have an extremely high success rate of removing negative items. If you require reassurance, please visit our Clients page to read our client success stories.
Yes! We often help people who have no previous credit reporting. Those who have been incarcerated are no exception. We will teach you how to build and sustain a strong credit profile. Contact us today to get results.
What Do I Need to Do to Prepare for a Consultation?
You will need a current credit report obtained within five days of your appointment from a credible credit reporting company. For business funding consultation we highly recommend https://www.creditchecktotal.com/